What Time Does Wisely Direct Deposit Hit?

If you plan to rely on Wisely regarding your pay or other income sources, you are not making a mistake. Wisely is a package of personalized payment solutions that allows its consumers to access their income in a more flexible and faster way than any other financial service company. 

So, what time does Wisely direct deposit hit? Direct deposits hit Wisely on or before 9 am ET. For example, if you are paid on the 1st and 15th of each month, your direct deposit will likely hit on or before 9 am ET on those days. Note that there may be slight variations depending on your bank and the time of year (e.g., holidays).

Wisely Direct Deposit

Direct deposit is a fantastic and fast way to access your money once you’ve received your payment. You won’t have to pay a visit to the bank and wait in line to have access to your money since your money will be directly deposited into your account, and you’ll be able to have access to it and withdraw it through an ATM.

With direct deposit, you also know that your money is kept safe since you won’t have to deal with checks anymore and have them lost or stolen. 

Setting up your direct deposit at Wisely is super easy, and all you’ll need to have the following things in order to set up your direct deposit at Wisely:

  1. Make sure your card is activated;
  2. Make sure your employer offers direct deposit;
  3. You will need to have an upgraded card; if you don’t, you’ll be able to do it through their website, and it’s completely free;
  4. To register your card, you will either need to download the myWisely app, which is available for both Android and Ios devices, or visit their website.
  5. Through the myWisely app, you’ll need to enable the direct deposit option on it. 

As you can see, setting up your direct deposit is more than easy, so get onto setting up your Wisely direct deposit because you just can’t go wrong with it. 

Does Wisely Direct Deposit Early?

Yes, Wisely does make direct deposit early. In most cases with Wisely, customers receive their payments two days early, but it really depends on when they receive the payment instructions.

Setting up early direct deposit is also done through the myWisely app, and you will have to have an upgraded card in order to get your early deposit. 

Does Wisely Direct Deposit on Friday?

Yes, Wisely does make direct deposit on Friday. You can expect your direct deposit to arrive on the same day your employer sends it out if it is sent between 12 am and 6 am.

You can also check if your money deposit is pending on the myWisely app. But, remember that your direct deposit won’t arrive if the given Friday is a public holiday. 

Does Wisely Direct Deposit on Saturday?

No, Wisely does not make direct deposit on Saturday. Like most financial institutions, Wisely has its weekends off, so if your salary is due on Saturday, it will be available for your use on your Wisely app first thing on a Monday morning. 

Does Wisely Direct Deposit on Sunday?

No, Wisely does not make direct deposit on Sundays.

Like Saturdays and public holidays, Sundays are not business days for Wisely, so the day you can expect your money to arrive into your account is ether the next day on Monday, or if the given Monday is a public holiday on the next business day. 

Does Wisely Direct Deposit on Monday?

Yes, Wisely makes direct deposit on Monday. Wisely’s first working day of the week is Monday, so all the pending deposits from the weekend and the ones deposited on the same given day will arrive on Monday. 

Does Wisely Direct Deposit on Tuesday?

Yes, Wisely does make direct deposit on Tuesday. If your direct deposit is made on a Tuesday between 12 am and 6 am, you can expect your direct deposit to be deposited on the same given day and be available for your use.

But, as said before, the given Tuesday has to be a business day and not a public holiday. 

Does Wisely Direct Deposit on Wednesday?

Yes, Wisely does make direct deposit on Wednesday. Your payment will be available after midnight of your company’s payday, so if your money is deposited on a Wednesday, you will have the money available for your use on the same day.

At Wisely, they are very attentive with their direct deposits and make sure all of them arrive on the set date by the employer. 

Does Wisely Direct Deposit on Thursday?

Yes, Wisely does make direct deposit on Thursday. Wisely makes direct deposits Monday to Friday; they are very reliable and safe for a financial service provider.

Given that the Thursday you’re expecting your money to arrive is not a public holiday, you can expect the funds to be available for your use on a Thursday. 


Wisely is a great financial service provider that offers many services, including the direct deposit option.

They also provide early direct deposits for up to two days, if that is what the payment instructions say, and they do business on all days from Monday to Friday, except the public holidays. 

Frequently Asked Questions(FAQ)

How long does direct deposit take on wisely?

Direct deposit on Wisely typically takes 1-2 business days to process. This time frame can vary depending on the payer’s processing times and the financial institution where the funds are being deposited. Once the deposit is successful, the funds will be available in the user’s account.

How early do you get paid with wisely?

Wisely is a financial technology company that enables businesses to pay their employees quickly and securely. Through Wisely, employers can choose to pay their employees on the same day or the next day. Employees can receive their pay as soon as their employer initiates the payment, which could be as early as the same day.

Does direct deposit go through at midnight?

Direct deposit is an electronic banking method that allows an employer to deposit an employee’s salary directly into their bank account. Generally, when an employer initiates a direct deposit, the funds are available to the employee by midnight of the day the deposit is made. However, the exact time of the deposit can vary depending on the bank and the employer’s processing times.

Do wisely card holders get paid early?

Yes, Wisely® card holders can get paid up to 2 days early. This is facilitated through the Wisely® app, which also allows users to earn cash back rewards and manage their spending, budgeting, and saving. The app is designed to help users make the most of their money and enjoy greater financial freedom.
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