What Time Does Direct Deposit Hit Chime?

Online banks offer deposit regulations that are far easier to deal with than the traditional bank deposit rules. Therefore, many people choose online banks that provide services over the internet. Chime is one of the best ones in the business. Direct deposits hit different banks on different days, so we are here to discuss Chime’s timetable for depositing your money.

What Time Does Direct Deposit Hit Chime? Direct deposit hits Chime by 9 a.m. EST on any regular payday. 

Chime Direct Deposit

Direct deposit is an electronic bank-to-bank transfer of your funds to another account. There is no need to wait for the money to clear, nor any kind of paper checks. It can be used to send/ receive monthly payments to/ from your employees/ employers, requirement account payments, or tax refunds.

To set up direct deposit in Chime, you should do a few steps first. 

 To receive or send a payment from or to a vendor or an employer/employee; most likely, you will need to provide the following information:  

  • The number of your account (the account where you want the funds to go)
  • The routing number of your bank
  • Your bank’s address
  • A voided check

Chime direct deposit offers faster and safer transactions, early access to your funds, and you don’t have to think about unwanted bank fees, as they are not charging them. 

Does Chime Direct Deposit Early?

The answer is yes! Chime offers the “early direct deposit” option, and you can receive your payment from an employer or your benefits provider up to two days in advance.

This means that your salary will be available two days prior to your regular paycheck day if you’re signed up for a direct deposit from your employer, and you set up the steps for your early direct deposit.

Does Chime Direct Deposit on Friday?

You may have heard that if your payday is on Friday, you will wait until Monday to receive your money. That may be the case with other banks, but with Chimes, that’s not the case.

Chime makes a direct deposit on Friday, and you can expect your funds any time of the day. You could receive it in the morning, at lunchtime or the end of the day.

Does Chime Direct Deposit on Saturday?

Unfortunately, Chime is not a bank that will direct deposit your funds on Saturday. Mostly all banks will not offer the service to direct deposit your money on a Saturday.

If your pay were supposed to arrive on Saturday, you would have to wait up until Monday or whatever the first business day is to get your salary.

Does Chime Direct Deposit on Sunday?

Sunday is not the day when you want to receive your payment, as Chime doesn’t offer a direct deposit on Sundays. As we mentioned above, most banks don’t make direct deposits on Sundays.

If your direct deposit was expected to come on the weekend but didn’t, it would most likely arrive the following Monday.

Does Chime Direct Deposit on Monday?

After waiting for the weekend to pass and your payment to arrive came Monday. If your payment was supposed to arrive on Saturday or Sunday but didn’t, Monday is the day to expect your pay because of the Chime timetable of direct deposit.

Chime direct deposit does hit on Monday! You can expect your money as soon as the funds arrive in the account. Be patient as it can come during any time of the day.  

Does Chime Direct Deposit on Tuesday?

Yes, it does! Tuesday is also one of the days where you can receive your pay. Chime has a rule never to keep direct deposits. So once your employer or your benefits provider sets the day of your payment, and that day is Tuesday, you will receive your income during that day.

So don’t worry. If your pay doesn’t arrive on Tuesday morning, it will most likely come during the day.  

Does Chime Direct Deposit on Wednesday?

As stated above, Chime is not the bank that will hold your funds, so if you’re supposed to get paid on Wednesday, you will most likely receive it during the day.

The deposit may hit anytime from 9 AM EST to 11 PM EST. There are a few steps during the process, but your money will be posted as soon as Chime receives it from your employer.

Does Chime Direct Deposit on Thursday?

Are you expecting your income on Thursday? Chimes got you covered. You might expect your income to show up in your account any time during a regular Thursday.

Chime’s direct deposits work anytime during the weekdays, so you don’t have to worry. Just wait for your app to ring the bell.


Chime and most American online banks primarily work Mondays to Fridays and usually never work on weekends (Saturday and Sunday), so you can’t receive your direct deposit during those days.

Make sure to check the bank’s working days, the national holidays or the bank’s holidays, as the direct deposit will most likely not be available during those days. 

Frequently Asked Questions(FAQ)

How early does Chime direct deposit hit?

Chime is a financial technology company that offers its customers the ability to receive their paychecks up to two days early through its direct deposit feature. This feature is available to customers who have their wages directly deposited into their Chime Spending Account. Customers can receive their paychecks up to two days earlier than their normal payday.

Why is my Chime direct deposit late?

Chime is a digital bank that offers direct deposit services to its customers. However, there are a few reasons why a Chime direct deposit may be late. These include technical issues, a delay in the employer sending the funds, or incorrect information provided by the customer. Chime offers customer support to help troubleshoot any issues with direct deposits.

Can you see pending deposits on Chime?

Chime is a mobile banking service that allows users to manage their finances on their mobile devices. It offers a range of features, including the ability to view pending deposits. Pending deposits are transactions that have been initiated but have not yet been processed by the bank. Users can view pending deposits in the Chime mobile app or online banking portal.
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